# Personal Loan
Modyo also offers a widget that allows customers to simulate and apply for a personal loan with the information and terms they need.
modyo-cli get modyo-widgets-retail-consumer-loan
The default properties that the client can modify for the simulation and loan application are:
|Loan Amount||The loan amount to be requested from to the institution.|
|Payments||Shows the total payment amounts for the requested personal loan.|
|Months of non-payment||This section allows customers to select the months of their grace period.|
|Grace period||If necessary, customers can select non-payment dates for their personal loan.|
|Destination account||Corresponds to the account in which the requested loan amount will be deposited.|
|Insurance||Shows different types of insurance that clients can add to their loans if necessary.|
According to the selected options, the widget will display the credit amount and simulate the necessary payments, along with a report of the corresponding credit details.
Lastly, a button will appear that allows the client to directly apply for the loan.